The conditions the plan runs under. Optimizers vary your actions against these and hold them fixed, so nothing here is optimized.
federal, state and Medicare
Configure federal and state tax treatment.
Tax model
US Federal
Set by your leftover-income choice — banking it needs the full bracket system. Change that on
Your plan →Filing status
Single
Derived from your household. After a spouse's death it stays married filing jointly for that year, then becomes single.
State income tax
State of residence
Medicare (IRMAA)
Advanced
For educational and illustrative purposes only — not financial, tax, legal, or investment advice. Projections are model output, not predictions. See the full disclaimer on About.
© 2026 Engineered Finance · v1.3.0b3