05 ·
PLAN OPTIMIZATIONS
Your financial actions — set manually or let an optimizer choose
Engineered Finance
FEA
sible
Sheet
OPT-01
Rev
—
Client
Person 1
Plan
Retirement
Scale
N.T.S.
Units
USD
Title
Plan Optimizations
Date
2026-06-08
By
FZ
PLAN FEAS.
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AWAITING RUN
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OPTIMIZABLE ACTIONS
Set each action manually, or switch it to Automatic to let an optimizer choose. Locked optimizer layers apply to every simulation and feed the next optimizer.
In Automatic mode an optimizer evaluates many candidate strategies across thousands of simulated lifetimes, so a run can take from a few seconds up to a couple of minutes (the deeper Social Security search is the slowest). That's time better spent letting the computer crunch the trade-offs than guessing at manual inputs — start it, let it run, and lock in what it finds.
Roth conversions
ManualConfigure systematic Roth conversions during a target window.
Enable Roth Conversions
Withdrawal order
ManualOrder the account types from first-drawn (top) to last-drawn (bottom). Use the arrows to reorder, or apply a common preset.
Quick presets
Draw-down order
1
Taxable
2
Traditional
3
Roth
4
Cash
Including Cash means cash is spent in that position; put it last to preserve it longest.
Social Security timing
ManualClaim ages follow each benefit's start age on the Income page. Switch to Automatic to search for the ages that maximize survival-weighted lifetime Social Security.
Edit Social Security benefits
GENERAL NOTES & DISCLAIMER
For educational and illustrative purposes only — not financial, tax, legal, or investment advice. Projections are hypothetical, generated by Monte Carlo simulation from the assumptions you enter, and are not a guarantee of future results. While FEAsible strives to reflect current U.S. tax law and sound financial principles, tax rules change and not every edge case or interaction can be modeled or tested. Verify anything you rely on and consult a qualified financial, tax, or legal professional before making decisions.
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