One-time events

Money arriving or leaving on a single date

Net one-time effect

Money in

Money out

Events

Money in

NONE

Event	Owner	Age	Amount
Add money in — inheritance, home sale, business sale
Add a sale & replacement — downsize a home, or a 1031 exchange

Money out

NONE

Event	Owner	Age	Amount
Add a one-off cost — new roof, wedding, car

Money that repeats — Social Security, a pension, an annuity, rent — is Income, not a one-time event.

A one-off cost here is paid ahead of every ranked goal unless you lower its priority. Spending that recurs, or that you'd rank alongside your other goals, belongs on Expenses.

For educational and illustrative purposes only — not financial, tax, legal, or investment advice. Projections are model output, not predictions. See the full disclaimer on About.