04 ·
SPENDING & GOALS
Baseline spending + priority-ranked goals
Engineered Finance
FEA
sible
Sheet
PLN-01
Rev
—
Client
Person 1
Plan
Retirement
Scale
N.T.S.
Units
USD
Title
Spending & Goals
Date
2026-06-08
By
FZ
PLAN FEAS.
—
AWAITING RUN
How do you want to plan your spending?
Fund my goals
WORRIED ABOUT MEETING YOUR NEEDS
Define essentials and specific goals, ranked by priority. In tight markets the lower-priority goals get cut first. You'll see whether each goal can be funded across most markets — and how much more you could safely spend.
Maximize my lifestyle
WORRIED ABOUT NOT LIVING YOUR FULLEST LIFE
Set only your essential floor. A variable spending rule (chosen on Optimize) then gives you the largest discretionary budget it can each year — spending more in good markets — while never dropping below your floor.
Essential spending (your floor)
$
/month
Annual:
$48,000/yr
Discretionary spending
Your nice-to-have baseline (priority 5 — cut before essentials when markets are tight).
$
/month
Annual:
$24,000/yr
TBL.1
— Expense goals
PRIORITY WATERFALL
| Tier | Goal | Owner | Cadence | Ages | Amount | |
|---|---|---|---|---|---|---|
Add goal | ||||||
TBL.2
— One-time cash events
DATED LUMP SUMS
| Dir | Event | Owner | Age | Amount | |
|---|---|---|---|---|---|
Add cash event | |||||
Guaranteed income (Social Security, pensions, annuities) is set on the
Income pageunder Inputs — it's tagged to each person.
GENERAL NOTES & DISCLAIMER
For educational and illustrative purposes only — not financial, tax, legal, or investment advice. Projections are hypothetical, generated by Monte Carlo simulation from the assumptions you enter, and are not a guarantee of future results. While FEAsible strives to reflect current U.S. tax law and sound financial principles, tax rules change and not every edge case or interaction can be modeled or tested. Verify anything you rely on and consult a qualified financial, tax, or legal professional before making decisions.
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