What the plan has to fund each year, and what it funds first
Essential spending (your floor)
Your must-fund baseline in today's dollars (priority 10 — funded first in every market).
$
/month
Annual:
$0/yr
Discretionary spending
Your nice-to-have baseline (priority 5 — cut before essentials when markets are tight).
$
/month
Annual:
$0/yr
Planned spending
$0/yr
Essential
$0/yr
0%
Discretionary
$0/yr
0%
Before goals. Essential is what every market has to cover; discretionary is the first thing a lean one trims.
priority waterfall · click a row to edit
| Tier | Goal | Owner | Cadence | Ages | Amount |
|---|---|---|---|---|---|
Add goal | |||||
i
Guaranteed income (Social Security, pensions, annuities) is set on Income — it's tagged to each person.
i
A one-time inheritance, property sale, or single big cost belongs on One-time events.
For educational and illustrative purposes only — not financial, tax, legal, or investment advice. Projections are model output, not predictions. See the full disclaimer on About.
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